Personal Finance ยป financialsurfer.com
forbes:http://www.forbes.com/2010/03/10/10-tax-tips-stock-options-personal-finance-robert-wood.html?partner=yahoobuzz 1. There are two types of stock options. There are incentive stock options (or ISOs) and non-qualified stock options (or NSOs). Some employees receive both. Your plan (and your option grant) will tell you which type you are receiving. ISOs are taxed the most favorably. There is ...Read More
Negotiating the management of your parents’ bank account might be even tougher than taking away their car keys. But ignoring the problem—even if you’re respecting your parents’ wishes—can mean that bills don’t get paid, or they get paid twice and the checks bounce. Even worse, your parents could ...Read More
By JAMES R. HAGERTY The latest effort to scale back some tax deductions on mortgage interest, one of the nation’s most-enduring tax breaks, is finding little support in Congress. President Barack Obama’s latest budget proposal, released in February, includes a provision that would shrink deductions for mortgage interest, ...Read More
When times are tough, it’s too easy to put tax management issues on the back burner. Sheltering your investment profits from taxes may seem like a remote concern when your accounts are a sea of red ink. And you may feel you have more pressing demands on your ...Read More

Census Scams: The Red Flags

February 28th, 2010 | Category: Personal Finance
By ANNA PRIOR As the 2010 U.S. Census ramps up in March, you should be on the alert for potential scams. Con artists could use the event to acquire personal information that can lead to identity theft. Most Census forms will arrive in the mail March 15 to ...Read More

Mac Quicken’s Iffy Upgrade

February 26th, 2010 | Category: Personal Finance
Despite all of the success Apple has had with its Macintosh computers, the Mac has lagged behind Windows in personal-finance software. The most popular program in the category, Intuit’s Quicken, comes in a Mac version. But it isn’t as good as the Windows version, dates from 2006, and ...Read More
If you ever traded baseball cards with a friend when you were a kid, you’re already familiar with the basic principle of a “like-kind exchange.” Perhaps your buddy really loved Jos
By ROBIN SIDEL A new federal credit-card law that takes effect Monday could erase billions of dollars a year in fees and interest charges paid by consumers. But card issuers are already deploying new tactics that could prove costly for even the most cautious cardholder. The law made ...Read More
By JENNIFER WATERS For the first time in three years, credit-card issuers are ramping up their mailbox solicitations. But don’t expect to see your father’s credit-card appeals. Variable interest rates, higher annual fees and a host of new charges will be hidden in the fine print of these ...Read More

Build Credit With Gas Card

February 21st, 2010 | Category: Personal Finance
By JONNELLE MARTE Looking to establish or rebuild your credit? Consider charging some gas. Using private-label gas credit cards, which can only be used at gas stations, can help you establish a positive payment history. These cards typically are easier to get approved for because they have easier ...Read More